Frequently Asked Questions

Q What does OGSHC do?

A OGSHC is the government agency responsible for the delivery of more affordable housing. As a Developer, the Corporation builds, sells, leases and manages its residential, commercial and industrial estates.

Q How do l acquire an OGSHC Property?

A Use one of the Corporation’s available channels to confirm availability, purchase an application form, fill and return the form. Collect letter of offer and make payment either full or installment (as is applicable for the particular estate).

Q Can somebody else buy/lease on my behalf?

A Yes, but the application form must be signed by you with your passport photograph affixed and an affidavit authorizing the third party to act on your behalf.

Q Does OGSHC offer Mortgage facility?

A OGSHC is a Developer and has business relationships with several commercial and mortgage banks, that can help finance your home purchase. Prospective applicants will be provided the necessary guidance to process a mortgage from the financing institution.

Q What title do l get after purchase of property?

A Once full payment has been made, a Letter of Allocation is issued followed by perfection of the Deed of Sublease which will be executed in the allottee name.

Q What is your policy on Allocation?

A Allocation of property is made only after full payment and it is on “first come, first serve” basis. Allottees are permitted to choose from available housing stock.

Q What maintenance policy does OGSHC operate in the residential estate?

A OGSHC is establishing a new maintenance policy in its estate. To this end all residents will be required to abide by a set of guiding principles which will assure maintenance of the general facilities and services. Residents will be required to pay a market-determined annual service charge for the following services among others

  1. Security
  2. General Cleaning upkeep and maintenance of landscape
  3. Gardening/Weed cutting
  4. Refuse Disposal
  5. Fumigation of Common Areas
  6. Provision and Maintenance of back-up power for common area and street lights
  7. Provision and maintenance of water supply to general areas

Q What forum do residents have

A Residents of our estates are encouraged to form Estate Resident Associations duly registered with the Corporate Affairs Commission, this association will be the body recognized by the Corporation acting for and on behalf of residents.

Q What standard infrastructure are we to expect in OGSHC estates

A The following are some of the infrastructure put in place at our estates-

  1. Dedicated transformers
  2. Reinforced concrete drainage/Block wall filled with concrete
  3. Asphalt surface pavement for a 2-way road
  4. Gated estates with manned security posts
  5. Street lighting

Q Does OGSHC sell land?

A No. However, the Corporation within its statutory power is charged with leasing of land (on payment of statutory charges) for residential, industrial and commercial to qualified individuals or Corporate Organizations

Q Can I lease an OGSHC Commercial Property?

A Yes, please contact our Estate & Planning/Marketing Department for information on availability of Commercial Rentals.

Q Do you offer discount for purchase of houses?

A Yes, we do offer discount but only for bulk purchases.

Q What are your future projects?

A OGSHC is currently constructing a 76 unit 2, 3 and 4 bedroom semi-detached, detached houses and flat at our Plainfields Estate located within the Obasanjo Hilltop, Oke-Mosan, Abeokuta. Also 13 Nos of 3 bedroom detached houses is currently under construction at our Ajebo Road Estate. Other projects are 150 units of 2 and 3 bedroom semi-detached houses at Laderin Estate, Abeokuta.

Please visit our website often!


  • Federal Mortgage Bank of Nigeria
  • Gateway Saving and Loans Limited
  • Association of Housing Corporations
  • Ogun State Ministry of Housing
  • Real Estate Developers Associations


  • Sterling Bank
  • First Bank
  • Zenith Bank
  • Ecobank
  • Skye Bank
  • First City Monument Bank
  • Main Street Bank